What sets 21st Services
apart is the
science
behind what we do.
Click here to download a pdf version
of the full Science article.
21st Services is one of a handful of companies
that provides a rigorous analysis of a client's
life expectancy (LE). Billions of dollars ride
on our assessments. American and European
financial institutions require them when they
are determining whether to purchase life
insurance policies. 21st Services has led the
field in the depth and statistical rigor of our
life expectancy analyses, and the objectivity
of our underwriting process. Since 2007, we
have taken new steps to further enhance the
reliability of our life expectancy evaluations.
Understanding 21st Services’ processes is important for our
existing clients, the international funders. But it is also important
as we introduce life expectancy analyses in new markets. Now
financial advisors and their clients can use our product as the
basis of their decisions about allocating assets; estate plans; life
insurance purchases, conversions or sales; selecting annuity payout
arrangements; making and funding small business succession and
buyout plans.
It’s important to know how we derive our life expectancy and
survival probability numbers and our longevity curves. The links
on this page provide information about 21st Services’ statistical,
medical and technological processes.
Click these links for more on the science of longevity analysis.
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"One of the really important things about
having a sound retirement plan is the answer
to a single question: 'How long will I live?' I'm
stunned that meaningful information is not
available . . .
"Yes, I know there are sites where one can
enter such information as how many beers
you drink, whether you smoke, how fat you
are, that you drive your car without the
seat belt buckled . . . But I have a variety of
medical conditions and can’t seem to find any
expectancy information."
Reader comment quoted by syndicated columnist
Scott Burns, December 1, 2007
21st Services now has answers for
clients like these. Our life expectancy
analysis, developed to serve the life
settlement industry, is expanding to
serve as a foundation for financial
planning for America's 'baby boomers'
and seniors.
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